Profile

Ilustrační foto LAPA – a strong and stable company, which operates on the Central European market as a Loss Adjuster and executes Property Appraisement.

Our domain are especially industry and business insurance losses, in which damages or destructions of both movable and immovable assets, business interruptions and restrictions included occur (business interruption losses).

Ilustrační foto Our cooperation with renowned insurers, brokers and many multinational companies tells a lot about the quality of our services. Our Company has no proprietary or other links to insurance houses, re-insurers, banks or other institutions, which is a good guarantee of its independence. illustrative photo LAPA has elaborated and entirely uses methodical processes for individual kinds of loss events; the whole activity of the company is carried out in accordance with internationally recognized standards.

LAPA – offers fast and fully professional services in the sphere of loss estimation and property apprising, which is focused on passing judgement on the cause of the rise of losses and enumerating their amount in accordance with relevant policies.

In our LAPA team experienced surveyors and experts work, who have valuable experience in claims handling and are experts, who were appointed by the Ministry of Justice or are chairmen in various regional courts. LAPA offers a Hot Line – intended for receiving requirements for in-site inspections at the place of loss 24 hours a day (for more see section Contacts). As required a preliminary estimation of the loss is made after the inspection. This estimation can be helpful when setting a reserve or can be used as basis for decision making about the amount of an adequate reserve.

Declaration of Independence, Objectivity and Fair Prejudice

LAPA elaborates expert reports which are controlled by both processor and senior loss adjuster.

LAPA uses a two-level control system, which secures objectivity and impartiality and guarantees the quality of estimation of loss. LAPA declares that it has no obligations that could prevent from its independence or impartiality. The company is not owned even from a part by any broker company, insurance or re-insurance company.